Home Companies Top 10 Best Pension Companies in Nigeria (2021)

Top 10 Best Pension Companies in Nigeria (2021)


This article contains information on the best pension companies in Nigeria. If you plan to retire soon or you just started your career as a working class individual and you need to secure your future via a good pension firm, this information will come in handy.

Pension companies in Nigeria

Are you aiming to retire soon? Or are you a working class individual without a pension plan? We advice you speak to trusted representatives of any of these top pension fund managers in the country. If you are looking for information on these firms, we have researched a list of the top 10 pension companies in the country at the moment that are registered and reliable.

Top 10 Best Pension Companies in Nigeria

1. ARM Pensions Managers

Asset & Resource Management Holding Company (ARM) was established in 1994. The company has grown over the years to become one of the leading investment management firms in our dear country, Nigeria.

ARM has a successful track record of protecting and growing investments and it has authorized the payment of over N1.2 billion since its establishment. If you ever have need to think of your future financially, think ARM.

Arm & Resources Management Company (ARM) Limited is a leading pension firm in the country that was given licence to operate in 2005. As a dully registered company, they boast of highly experienced professionals that would put you through on any pension plan you want.

The company also has a successful record of protecting and growing investments management firms in the country.

2. AXA Mansard Pensions Ltd

AXA Mansard Pensions Ltd is situated at Ahmadu Bello Way, Victoria Island, Lagos and it is one of the major pensions fund managers in Nigeria.

Employers are encouraged to register all their employees with AXA Mansard. Individuals can open retirement savings account with the company. Trust AXA Mansard when it comes to pensions.

AXA Mansard is another major pension fund managers in the country. If you are an employer, you could register all your employees with this company.

You can open a retirement savings account with the company as an individual. Their pension fund is regarded as one of the best with various packages depending on your need.

If you have set retirement goals, the voluntary contribution package will be preferable.

3. CrusadersSterling Pensions Ltd

This company was Incorporated in 2004, and it is one of the leading pensions fund administrators in our beloved country. In 2014, CrusaderSterling was awarded the best performing pensions fund administrator in the country.

CrusaderSterling educates their retirees on life after retirement, entrepreneurship skills and opportunities. They also counsel their customers on the best retirement savings account which could either be annuity or programmed withdrawal.

CrusadersSterling Pensions Ltd is one of the top leading pension fund administrators that is reliable and can be trusted in Nigeria today. It is on record that in 2014, the company was selected as the best performing pension fund administrator in Nigeria and have positive rating on returns on investment (ROI).

One thing we love about this pension firm is the entrepreneurship skills and opportunities they provide, lectures they give retirees on life after retirement and their fund price which is N3.0184 (the highest in the industry).

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CrusadersSterling also offer options of both retirement savings account and voluntary contributions for employees, counseling  their customers on the best retirement plan to opt for.

4. Oak Pensions

Oak Pensions was established in 2014 and they have gone on to become a leading company as far as retirement is concerned. They specialize in handling Retirement Savings Account, Voluntary contribution, Defined Benefit Scheme Management, Benefits Administrations and Payment, Retirement Planning and Advisory Services etc.

Oak Pensions have since emerged as a trusted pension company and have the following customer friendly products at their disposal:

  • Retirement Savings Account
  • Defined Benefit Scheme Management
  • Voluntary contribution
  • Retirement Planning & Advisory Services

Oak Pensions are known to apply modern information technology to their management, operation and investment of pension funds that increases optimal yield to contributors.

5 NLPC Pension Fund Administrator

NLPC PFA was incorporated in 2005, and they were licensed to operate as a PFA in 2006. They have offices across nationwide.

NLPC PFA is tested and trusted pension company in Nigeria today. Visit NLPC PFA website here.

6. LeadWay Pensure

Leadway Pensure is located along Funso Williams Avenue in Surulere, Lagos. They are licensed by the National Pension Commission, and they currently boast one of the largest customer base in Nigeria.

Leadway pensure can handle your retirement plans to the later. Think retirement, think Leadway pensure.

LeadWay Pensure is another top pension fund administrator licensed by the National Pension Commission to operate in the country. They offer a wider range of customer friendly retirement support service to their numerous customers and currently have one of the largest customer base in Nigeria.

LeadWay is also one of the best companies in Nigeria to work for that offer unique pensions fund administration for their staff.

7. VGP Pensions Limited

Formerly called FUG Pensions, this company was licensed in 2007 by the National Pension Commission in 2007, and their office is located at 26 Commercial Avenue, Sabo, Yaba but they have 6 regional offices across the country. VERITAS GLANVILLS PENSIONS (VGP) are known for their efficient service delivery.

The company also has six regional offices across the country. Their track record in the pensions industry is impressive.

VERITAS GLANVILLS PENSIONS (VGP) are known for their efficient service delivery and excellent customer service. They have an authorized and paid up share capital of N1.5 billion with an enviable track record in the industry providing sound investment for retirement funds.

8. Fidelity Pension Managers Limited

Fidelity pension Managers Limited are a top pension company in the country. They have developed a mobile app with which you can monitor and oversee your pension account and make inquiries when necessary.

This app enables you to calculate how much your expected pension will be. They are tested and trusted when it comes to pensions management.

Fidelity Pension Managers Limited is a pension management company in Nigeria that has been registered to operate and has been recognized globally as the best PFA in Nigeria. You can use their mobile app to keep track of your pension account easily, set retirement goals a monthly voluntary contribution to your existing pension plan.

An advantage of using this pension provider is that during your working years you lose your job, Fidelity Pension Managers will provide you with a fraction of your savings to assist you till you get a new job.

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9. Stanbic IBTC Pension Managers

Stanbic IBTC Pension Managers was incorporated in 2004. It is a subsidiary of Stanbic IBTC Bank. Stanbic IBTC Pension Managers has an authorized paid up capital of N1 billion. They have a proven track record in money management and protection of customer’s wealth.

Stanbic IBTC Pension Managers is a pension provider used virtually by most top organizations in Nigeria. This is due to the fact that they have been in the industry for close to 150 years. They were incorporated in 2004 as a subsidiary of Stanbic IBTC Bank. The company has since paid an authorized capital of N1 billion as stated above.

They also have a successful track record in money management and protection of customer’s wealth. To contact them for a retirement savings account, you can visit their website and chat with any of their representatives who are always available online or at any of their 217 locations within the country.

10. Sigma Pensions

Incorporated in December 2004, and granted full licence to operate as a PFA in December 2005. Sigma pensions has grown in leaps and bounds.

Sigma Pensions  is also one of the best pension funds administrators in the country that is reliable. The company was registered in 2004 and given license to operate as a PFA in 2005. They also offer retirement benefits, fund management and pension advisory services.

At present, they have over 600 000 customers on their data base which should increase due to their customer friendly pension scheme which include:

  • RSA Fund Management
  • Retirees Fund Management
  • Definite Benefit Scheme Management
  • Voluntary Savings
  • Pension Payroll


Retirement is sure for every one, to enjoy your life are retiring you would need a pension plan. The above listed best pension companies are sure to offer you the right pension plan and fund administrator that suits your needs.

Full List Of Licensed Pension Fund Administrators In Nigeria

We have also provided the best pension managers in the country that are licensed to operate and are reliable.

The new pension scheme requires pension funds to be privately managed by licensed Pension Fund Administrators. PFAs have been duly licensed to open Retirement Savings Accounts (RSA) for employees, invest and manage the pension funds in a manner as the National Pension Commission (PENCOM) may from time to time prescribe, maintain books of accounts on all transactions relating to the pension funds managed by it, provide regular information to the employees or beneficiaries and pay retirement benefits to employees in accordance with the provisions of the Pension Reform Act 2004.

Before it is issued with an operating license, the PFA must be a limited liability company whose sole object is the management of pension funds. To discourage frivolous applications and to ensure credibility, such company must have a paid up share capital of N1,000, 000,000 and demonstrate professional capacity to manage pension funds and administer retirement benefits.

The following are the licensed pensions fund administrators empowered to manage retirement savings account in Nigeria and their contacts:

1. AIICO Pension Managers Limited

Address: Plot 2, Oba Akran Avenue,
Phone numbers: +234 1 2624667, +234 1 2625003
+234 1 2624174 (Fax)
E-mail: [email protected]
Website: http://www.aiicopension.com

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2. APT Pension Fund Managers Limited

Address: Plot 266 Cadastral AO,
Central Business District,
Phone numbers: +234 8077090000, +234 9 4614400-29
+234 9 2340096 (Fax)
E-mail: [email protected]
Website: http://www.aptpensions.com

3. ARM Pension Managers Limited

Address: No. 5, Mekunwen Road,
Off Oyinkan Drive,
Phone numbers: +234 1 2715005, +234 1 2692097, +234 1 7737432
+234 1 2715061
E-mail: [email protected]
Website: http://www.armpension.com

4. AXA Masard Pension Limited

Address: No 21B, Olosa Street,
Victoria Island,
Phone numbers: +234 1 4609780 – 9, +234 1 4619700 – 9
E-Mail: [email protected]
Website: www.axamansardpensions.com

5. CrusaderSterling Pensions Limited

Address: No. 41, Keffi Street,
South West Ikoyi, Lagos
Phone numbers: +234 1 271 3800-4, +234 1 271 3813
E-mail: [email protected]
Website: http://www.crusaderpensions.com

6. Fidelity Pension Managers

Address: 2, Adeyemo Alakija Street,
Victoria Island,
Phone numbers: +234 1 4626963, +234 9 4626968/69, +234 9 6720547
+234 1 4626966 (Fax)
+234 9 5239434 (Fax)
E-Mail: [email protected]
Website: http://www.fidelitypensionmanagers.com

7. First Guarantee Pension Limited

Address: Irorun Plaza ,
No. 65, Kudirat Abiola Way,
Oregun, Ikeja
Phone numbers: +234 1 2715500, +234 1 274175-9, +234 1 2610366, +234 1 2613413
E-mail: [email protected]
Website: http://www.firstguaranteepension.com

8. Veritas Glanvills Pensions Limited

Address: 26 Commercial Avenue,
Phone numbers: +234 1 4627060, +234 1 4627067
+234 1 4627087 (Fax)
E-Mail: info[email protected]
Website: http://www.fugpensions.com

9. Investment One Pension Managers Limited

Address: Plot 871, Tafawa Balewa Way,
Opposite NICON Luxury Hotel,
Garki Area 11,
Phone numbers: +234 9 2194381, +234 9 7802508
E-mail: [email protected]
Website: http://www.investment-onepensions.com

10. IEI-Anchor Pension Managers Limited

Address: Plot 51A, Oro Ago Street,
Garki II,
Phone numbers: +234 9 3146526, +234 9 4618900 – 9
+234 9 3145171(Fax)
E-mail: [email protected]
Website: http://www.ieianchorpension.com

11. IGI Pension Fund Managers Limited

Address: No. 4, Adeola Odeku Street
Victoria Island,
Phone number: +234 1 6213043 – 47
E-mail: [email protected]
Website: www.igipfm.com

12. Leadway Pensure PFA Limited

Address: 121/123 Funsho Williams Avenue,
Phone numbers: +234 1 2800850, +234 1 2800900
E-mail: [email protected]
Website: http://www.pensure-nigeria.com

13. Legacy Pension Managers Limited

Address: 39, Ademola Adetokunbo Crescent
Wuse II, Abuja.
Phone numbers: +234 9 4613501-3, +234 9 6738002
E-mail: [email protected]
Website: http://www.legacypension.com

14. NLPC Pension Fund Administrators Limited

Address: Location: 312A,
Ikorodu Road, Anthony,
Phone number: +234 1 2793580 – 2, +234 1 7610812
+234 1 2793583 (Fax)
E-mail: [email protected]
Website: http://www.nlpcpfa.com

15. NPF Pensions Limited

Address: Insurance Building,
Behind Force Headquarters,
Loius Edet House,
Area 11
Garki – Abuja
Phone number: +234 8077092234
E-mail: [email protected]
website: www.npfpensions.com

16. OAK Pensions Limited

Address: 266 Muritala Mohammed Way
Phone number: +234 1 4616680, +234 1 4614704-5, +234 1 2627490-1
+234 1 2627492 (Fax)
E-mail: [email protected]
Website: http://www.oakpensions.com

17. Pensions Alliance Limited

Address: 9th Floor, UBA Building
57 Marina
Phone numbers: +234 1 2667710, +234 1 2667177, +234 1 2662002
E-mail: [email protected]
Website: http://www.palpensions.com

18. Premium Pension Limited

Address: No. 4, Agwu Street
Off Faskari Crescent
Area 3
Garki – Abuja
Phone numbers: +234 07029128221, +234 9 4615707-9, +234 9 4615700
Email: [email protected]
Website: http://www.premiumpension.com

19. Sigma Pensions Limited

Address: No. 29 Durban Street
Off Adetokunbo Ademola Crescent
Wuse II – Abuja
Phone numbers: +234 9 5237787, +234 9 5237816, +234 9 5237787
E-mail: [email protected]
Website: http://www.sigmapensions.com

20. Stanbic IBTC Pension Managers Limited

Address: Plot 1678, Olakunle Bakare Close
Victoria Island,
Phone number: +234 1 2716000
E-mail: [email protected]
Website: http://www.stanbicibtcpension.com

21. Trustfund Pensions Plc

Address: Plot 820/821
Labour House
Behind Ministry Of Finance
Central Business District
Phone number: +234 9 6725777, +234 9 6725946, +234 9 2340112
E-mail: [email protected]
Website: http://www.trustfundpensions.com


  1. Dear Pension,

    kindly help me find my pension pin.
    I miss my contact and i did not have access to my pin again.
    and i did not even know the pension i register again.

    Please… my is Hosea Adejoh Arome
    my number; 08112819070/ 08164395563.
    my email is [email protected]


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